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1. General rules and Definitions

1.1. The minimum age of an investor is 18yrs. Therefore any interested investor has to be up to 18yrs depending on the laws of the investor's country

1.2.Upon registration with Premium Investment Group, you will be required to submit some of your details to enable us verify your account and also for maximum security .

1.3.There is also a possibility of a joint account where there can be more than one user/owner. This is a typical case of a Corporate Account, etc subject to an agreement signed by both parties involved

 

2. Subject of the Agreement

2.1. Investment/Funding is done through Premium Investment Group for commercial activities.

2.2. Implementation of Profit is the responsibility of the company.

 

3. Conditions

3.1. Only one Investment Account can be attributed to one investor, this means that an investor can only open one account in his/her name with Premium Investment Group.

3.2. An Investor can decide to close his account whenever he/she deems fit.

3.3. Upon registration and investment with Premium Investment Group, a trader/account manager will be assigned to the investor.

3.4. Withdrawal can be done weekly, Our security system is one of the best and you can be assured there's no third party access to your account

3.5. An investor can decide to increase his/her investment at any point in time.

3.6. Lack of access to the site because of possible technical malfunctions hosting companies serving our site, does not affect the accrual of profits and fulfillment of requests for withdrawal of funds investor.

3.7 30% of the accumulated profits is the company's service charge, this means that for every withdrawal 30% goes to the company and 70% to the client (this varies subject to your investment plan)

 

3.8 Withdrawal of the initial capital by the client who has invested with Premium Investment Group can only occur 4 months after investing

 

3.9 For compounding account, the Client must clear the tax accrued by his/her account before any withdrawal can be made from it

 

4. Force

4.1.All conflicts arising between Investors and Premium Investment Group shall be resolved using negotiations and dialogue.

4.2. An Investors account may be blocked in a case where his/her actions results to material damage or loss to Premium Investment Group until resolved

4.3 An investor may be denied attention and service in a case of violation of agreement

5. General Risk

5.1.Trading in binary options carries a high level of risk an can result in the loss of all of your investment. As such, binary options may not be appropriate for all investors. You should not invest money that you cannot afford to lose. Before deciding to invest, you should become aware of all the risks associated with binary options trading, and seek advice from an independent and suitably licensed financial advisor

 

All Clients and prospective Clients should read carefully the following risk disclosures and warnings contained in this Notice, before applying to the Company for a Trading Account and before they begin to trade with the Company. However, it is noted that this document cannot and does not disclose or explain all of the risks and other significant aspects involved in dealing in the Financial Instruments offered by the Company. This notice was designed to explain in general terms the nature of the risks involved when dealing in Financial Instruments on a fair and non-misleading basis.

5.1.1 The Company executes Client Orders in relation to the following Financial Instruments:

 Contracts for Differences (“CFDs”) in stocks, commodities, indices and currency pairs (FX),

 Binary Options in stocks, commodities, indices and currency pairs (FX), etc.; Collectively, CFDs and Binary Options are referred to as the Financial Instruments in this Notice.

5.1.2 Charges and Taxes

5.1.1.1The Provision of Services by the Company to the Client may be subject to fees, available on the Company’s website (Click here). Before the Client begins to trade, he should obtain details of all fees, commissions, charges for which the Client may be liable. It is the Client’s responsibility to check for any changes in the charges.

5.1.1.2 If any charges are not expressed in monetary terms (but, for example, as a percentage or formula), the Client should ensure that he understands what such charges are likely to amount to.

5.1.1.3. The Company may change its costs and associated charges at any time, according to the provisions of the Client Agreement found on the Company's website .

5.1.1.4. There is a risk that the Client’s trades in any financial instruments may be or become subject to tax and/or any other duty for example because of changes in legislation or his personal circumstances. The Company does not warrant that no tax and/or any other stamp duty will be payable. The Company does not offer tax advice and recommends that the Client seek advice from a competent tax professional if the Client has any questions.

5.1.1.5. The Client is responsible for any taxes and/or any other duty which may accrue in respect of his trades.

5.1.1.6. It is noted that taxes are subject to change without notice.

5.1.1.7. If required by applicable Law, the Company shall deduct at source from any payments due to the Client such amounts as are required by the tax authorities to be deducted in accordance with applicable Law.

5.1.1.8. It is possible that other costs, including taxes, relating to Transactions carried out on the Trading Platform may arise for which the Client is liable and which are neither paid via us nor imposed by the Company. Although it is the Client’s sole and entire responsibility to account for tax due and without derogating from this, the Client agrees that the Company may deduct tax, as may be required by the applicable law, with respect to his trading activity on the Trading Platform. The Client is aware that the Company has a right of set-off against any amounts in the Client’s Trading Account with respect to such tax deductions.

5.1.1.9. It is noted that the Company’s prices in relation to Binary Options and CFDs trading are set/quoted in accordance to the Company’s Best Interest and Order Execution Policy which is available on the Company’s website. It is noted that Company’s prices may be different from prices reported elsewhere. The prices displayed on the Company’s Trading Platform reflects the last known available price at the moment prior to placing any Order, however, the actual execution price of the Order may differ, in accordance with the Company’s Best Interest and Order Execution Policy and Client Agreement. As such, the price that the Client receives when he opens or closes a position may not directly correspond to real time market levels at the point in time at which the sale of the Binary Option or CFD occurs or reflect the prices of third party brokers/providers.

5.1.2. Third Party Risks

5.1.2.1 It is understood that the Company will promptly place any Client money it receives into one or more segregated account(s) (denoted as ‘clients’ accounts’) with reliable financial institutions (within or outside Cyprus or the EEA) such as a credit institution or a bank in a third country. Although the Company shall exercise due skill, care and diligence in the selection of the financial institution according to Applicable Regulations, it is understood that there are circumstances beyond the control of the Company and hence the Company does not accept any liability or responsibility for any resulting losses to the Client as a result of the insolvency or any other analogous proceedings or failure of the financial institution where Client money will be held.

5.1.2..2. The financial institution (of paragraph 3.1.) where Client money will be held may be within or outside Cyprus or the EEA. It is understood that the legal and regulatory regime applying to any such financial institution outside Cyprus or the EEA will be different from that of Cyprus. Hence, in the event of the insolvency or any other equivalent failure or preceding of that person, the Client’s money may be treated differently from the treatment which would apply if the money was held in a Segregated Account in Cyprus.

5.1.2.3. The financial institution to which the Company will pass Client money may hold it in an omnibus account. Hence, in the event of the insolvency or any other analogous proceedings in relation to that financial institution, the Company may only have an unsecured claim against the financial institution on behalf of the Client, and the Client will be exposed to the risk that the money received by the Company from the financial institution is insufficient to satisfy the claims of the Client.

5.1.2..4. It is understood that the Company does not execute Client Orders on own an own account basis, i.e. as principal to principal against the Client; the Company receives and then transmits and executes Client Orders with a third party (the Liquidity Provider). This is known and straight through process and is explained in the “Summary Best Interest and Order Execution Policy”. In the event of luck of liquidity of the Liquidity Provider after a successful Order for the Client, the Company will not be in a position to settle the transaction for the Client (i.e. pay the Client the Difference of his successful trade).

5.1.3. Insolvency

5.1.3.1 The Company’s insolvency or default, may lead to Client Open positions being closed out without the Client’s consent and as a result the Client may suffer losses

5.1.4 Investor Compensation Fund

5.1.4.1 The Company participates in the Investor Compensation Fund for Clients of Investment Firms regulated in the Republic of Cyprus. Claims of the covered Clients against the Company may be compensated by the Investor Compensation Fund where the Company is unable, due to its financial circumstances. Compensation shall not exceed twenty thousand Euros (EUR 20.000) for each entitled Client. For more details please refer to the “Investor Compensation Fund Notice” found on the Company’s Website .

5.1.5 Technical Risks

5.1.5.1. The Client and not the Company shall be responsible for the risks of financial losses caused by failure, malfunction, interruption, disconnection or malicious actions of information, communication, electricity, electronic or other systems, which are not the result of gross negligence or wilful default of the Company.

5.1.5.2. If the Client undertakes transactions on an electronic system, he will be exposed to risks associated with the system including the failure of hardware, software, servers, communication lines and internet failure. The result of any such failure may be that his Order is either not executed according to his instructions or it is not executed at all. The Company does not accept any liability in the case of such a failure, not owed to the Company’s gross negligence or willful default. The Company strives on a best effort basis to provide the Client with a secure and smooth online experience. However the Client acknowledges the risk that should third parties (hackers) launch a coordinated attack against Company systems that there may be a disruption of services that may result in Client losses. The Company does not accept any liability resulting from such attacks to the extent that the Company has taken all reasonable measures on a best effort basis to fend off such malicious actions.

5.1.5.3. The Client acknowledges that the unencrypted information transmitted by e-mail is not protected from any unauthorized access.

5.1.5.4. At times of excessive deal flow the Client may have some difficulties to be connected over the phone or the Company’s Platform(s)/system(s), especially in fast Market (for example, when key macroeconomic indicators or news are released).

5.1.5.5. The Client acknowledges that the internet may be subject to events which may affect his access to the Company’s Websites and/or the Company’s trading Platform(s)/system(s), including but not limited to interruptions or transmission blackouts, software and hardware failure, internet disconnection, public electricity network failures or hacker attacks. The Company is not responsible for any damages or losses resulting from such events which are beyond its reasonable control or for any other losses, costs, liabilities, or expenses (including, without limitation, loss of profit) which may result from the Client’s inability to access the Company’s Website and/or Trading System or delay or failure in sending orders or Transactions, not owed to the Company’s gross negligence or wilful default.

5.1.5.6. In connection with the use of computer equipment and data and voice communication networks, the Client bears the following risks amongst other risks in which cases the Company has no liability of any resulting loss:

(a) Power cut of the equipment on the side of the Client or the provider, or communication operator (including voice communication) that serves the Client.

(b) Physical damage (or destruction) of the communication channels used to link the Client and provider (communication operator), provider, and the trading or information server of the Client.

(c) Outage (unacceptably low quality) of communication via the channels used by the Client, or the channels used by the provider, or communication operator (including voice communication) that are used by the Client.

(d) Wrong or inconsistent with requirements settings of the Client Terminal.

(e) Untimely update of the Client Terminal.

(f) The use of communication channels, hardware and software, generate the risk of non-reception of a message (including text messages) by the Client from the Company.

(g) Malfunction or non-operability of the Trading Platform, which also includes the Client Terminal.

5.1.5.7. The Client may suffer financial losses caused by the materialization of the above risks, the Company accepts no responsibility or liability in the case of such a risk materializing